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Datafax Credit Research has created these statements and guidelines in order to demonstrate our firm commitment to privacy. We support the Individual Reference Services Group Principles (IRSG Principles). Datafax Credit Research is committed to maintaining a high degree of respect for the sensitive nature of the information provided. Datafax Credit Research provides access only to legitimate businesses and licensed business professionals who can demonstrate an appropriate need for and permissible use of the information. All information contained in the Datafax Credit Research database is obtained either directly from government agencies, from third party businesses who have obtained public record or publicly available information from its sources, or from credit bureaus. The following discloses our information gathering and dissemination practices for Datafax Credit Research web properties, including our corporate and branded sites. This site may contain links to other sites, and we take great care in selecting those links. However, Datafax Credit Research is not responsible for the privacy practices or the content of other web sites. We strongly encourage you to look for and review the privacy policies of every web site you visit. General Statistics & Web Site Measurements: • We collect aggregate information site-wide, including anonymous site statistics. We also log domain names and/or IP addresses. We use your IP address to help diagnose problems with our server, and to administer our web site as well as improve the site-wide experience for you and other users. We also link IP addresses to personally identifiable information within our eCommerce site in order to ensure the security of our service for all users. In these cases, the IP address and personally identifiable information becomes part of an audit trail that we may use to identify the source of a specific transaction. • We identify and track the single, previous Web site address that visitors come from when accessing our site. This is standard practice throughout the Internet, and it is used to determine how visitors navigate to our sites. We do not, however, attach this information to anything that is personally identifiable. In other words, while we may track what site you came from, we do not directly connect that information with anything that identifies you. • When a visitor registers, "logs in," or accesses parts of our site that require the use of data like usernames and passwords, we may store a cookie, a small piece of information, on that visitor´s computer. If used, this small file helps to improve the user´s experience by allowing us to customize or tailor the web pages that the visitor sees and uses for their specific needs. For example, we may use a cookie to allow a user to by-pass having to enter their username every time they login. For frequent visitors, this type of functionality and personalization can greatly improve their experience. These cookies DO NOT contain confidential or personal information. While we may use cookies to help us understand and improve the navigation of our site, we DO NOT use cookies to personally identify and track the navigation of any specific visitor. We do not resell, compile, distribute, or disclose any of the above information to third parties. Registration & Personally Identifiable Information: • On certain pages, we may give users the option of providing us with names, addresses, phone numbers, fax numbers, email addresses, demographic data, preference information, and various other kinds of details. This more personal information is not gathered by us without the users` knowledge, active permission, and participation. In other words, you must voluntarily supply this information. On the Internet, this voluntary submission of personally identifiable information is commonly referred to as "Opting In." In some cases we may use the information to tailor our users` web experience, generate anonymous statistics, or to contact users via email, postal mail, telephone, or fax (e.g. to send newsletters, action alerts, product updates, etc.) WE DO NOT RESELL, COMPILE, DISTRIBUTE, OR DISCLOSE ANY OF THE DATA THAT HAS BEEN DISCUSSED IN THE PRECEDING SECTION (REGISTRATION & PERSONALLY IDENTIFIABLE INFORMATION) TO THIRD PARTIES. Security & Protection of Your Data: • This site has security measures in place to protect the loss, misuse and alteration of the information under our control. Portions of our site make extensive use of Secure Sockets Layer (SSL) encryption, the Internet´s leading encryption standard, as well as password-like identifying information. SSL is used to encrypt the information being sent between a visitor’s computer and our web site. Encryption is a process in which the information being transmitted between two parties is "scrambled" in transit. SSL encryption creates a secure link between two computers by establishing a process in which each computer can unscramble (unencrypt) the other´s information. Because we take the protection of your data very seriously, you may be asked to "upgrade" your Internet browser to a more recent version if it does not currently support the high levels of SSL encryption that portions of our web site require. • Your browser should indicate whether or not it is operating in a secure site. Most browsers will display an alert box advising you that you are requesting pages from a secure site, and they will ask your permission to continue. Most browsers will also alert you when you are leaving a secure site, and again, ask you permission to continue. However, this alert feature can be turned off within the browser´s preferences. If you have doubts about whether or not you are on a secured web page, contact the web site´s operator to clarify your questions, and DO NOT transmit sensitive information like credit card numbers until you are confident of the page´s security. • In addition, we take great care to safeguard all information that is transmitted to us and stored by us on our computers, servers, and databases. This protection includes the use of network intrusion prevention and detection technology as well as other industry accepted security practices. We protect the physical location of our systems through the use of access control and monitoring technologies. We take extensive measures to limit the risk of damage or loss of any data due to hazards like fire, water damage, power loss, etc. • Datafax Credit Research cannot modify information obtained from the credit bureau. If any information obtained from a credit header is deemed to be inaccurate, the consumer may contact the individual credit bureau to correct the information. The credit bureaus may be contacted at the following addresses: Experian, P.O. Box 2104, Allen, TX 75013 Telephone
(888) 397-3742 • Datafax Credit
Research does not change or modify information obtained from public records,
since this would violate the integrity of the public record database. • Datafax Credit Research is committed to providing information that accurately represents the public record from which it is obtained, and to complying with all applicable laws. Returns and Refunds Policy: Further, Purchaser agrees and acknowledges that
the Purchaser shall be solely responsible for and shall bear (and/or reimburse)
Datafax Credit Research for any charge back fees issued to Datafax Credit
Research by or from any credit card company, merchant service or other
source of payment that is initiated at the request of the Purchaser. Stated
another way, should Purchaser request a refund or charge back from any
credit card company, merchant service or other source of payment on the
purchase of Datafax Credit Research product and should said card company,
merchant or other source thereafter impose any fee or amount to Datafax
Credit Research at the request of said Purchaser for or as a result, Purchaser
shall reimburse Datafax Credit Research for the refund amount plus the
said charge back fee or amount. By purchasing any product from Datafax
Credit Research, the Purchaser expressly authorizes Datafax Credit Research
to direct a payment/charge to made to Purchaser´s credit card account
(the same being the credit card account used in the initial purchase of
said software/product) in the amount of the said refund and charge back
fee (or amount charged to Datafax Credit Research for such refund) plus
a ten percent (10%) administrative fee. Correcting & Updating Information: Contacting the Site Administrator: Datafax Credit Research |